Trip cost splitter

Somebody paid for the villa, somebody else covered the car and three people bought dinner. This works out each person's net position and the shortest list of transfers that clears it.

Who is on the trip

What was spent

Settle at the end, not as you go

The instinct on a group trip is to square up after every meal. It is the most expensive way to do it: in transfer fees, in attention, and in goodwill. Paying eleven times is eleven chances for somebody to be short of cash or to forget.

Log everything against whoever actually paid, and settle once at the end. A group of six with twenty shared expenses almost always resolves in four or five transfers. The arithmetic is the easy part; the discipline is agreeing up front that nobody chases anything until the trip is over.

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Common questions

How do you get the fewest transfers?
Work out each person's net balance (what they paid minus their share), then repeatedly match the largest debtor against the largest creditor. For a group of any realistic size this produces at most one transfer fewer than the number of people, and usually far fewer than settling each expense individually.
Can shares be uneven?
This tool splits each expense equally between everyone on the trip, which covers most cases. Uneven splits (a couple sharing a room, one person skipping the car hire) need per-expense participants, which is what the Packalong app does.
Does it handle multiple currencies?
Not here. Convert to one currency before entering amounts. Use the rate on the day you settle rather than the day of each expense, agree it once, and nobody has to relitigate it later.
Is any of this stored?
No. It runs entirely in your browser and nothing is sent anywhere. Close the tab and it is gone.

Track it as the trip happens

Packalong logs expenses while you travel, splits them unevenly when you need it, and shows everyone the same running balance, so there is nothing to reconstruct at the end.

Download Packalong on the App Store Get Packalong on Google Play